Personal finance,
built for Australians.
Schedule-based budgeting, FIRE planning, and AU calculators in one place. Know where your money is going, where it's heading, and what one tiny change would do.
Australian households tracking their money, mortgages, super, and shares on Bickie.
in personal net worth modelled — across cash, super, property, and investments.
transactions categorised and reconciled across schedule-based budgets, including AI-suggested categories.
Everything in one place. Built around how you actually think about money.
Schedule-based budgeting
Recurring income and bills as a timeline. The months ahead, one glance.
FIRE planning
Project your net worth out 30+ years with AU super, division 293, and CGT modelled.
Net worth tracking
Mortgages, offsets, super, property, shares. Equity and gains over time.
AU calculators
Stamp duty, salary tax, offset, rent vs buy, property cashflow. Free, no sign-up.
Stop spreadsheet budgeting.
Start scheduling.
Every dollar in and out is tied to a real date. Recurring schedules roll forward automatically. The months ahead are always one glance away.
FIRE that knows about Australian tax.
Super contribution caps. Division 293. The CGT discount. Franking credits. Most overseas FIRE tools miss this by 5–10 years. We don't.
- Concessional + non-concessional super caps
- Division 293 high-income contribution tax
- CGT 50% discount on assets held > 12 months
- Franking credit refundability on AU shares
- Property equity38%
- Offset18%
- Super22%
- Shares + ETF14%
- Cash8%
Mortgages, offsets, super, shares — all in one number.
Track equity, gains, and allocations over time. Mortgages and offsets flow into net worth without double-counting. Property valuations stay yours to estimate — we never pretend to know.
AU calculators that get the rules right.
Your financial data, treated like it matters.
Money data is sensitive. Here's the short version of how we look after yours — and we're upfront about what we don't do, too.
Your data lives in Sydney on SOC 2 Type II–audited infrastructure (Supabase), encrypted in transit and at rest.
Row-level security in the database means you only ever see your own household's data — enforced on every table.
Payments run entirely through Stripe's hosted checkout (PCI-DSS Level 1). Card details never touch our servers.
Optional two-factor auth with single-use recovery codes, and new passwords checked against known breaches.
Free forever. Pay only when you're ready.
Schedule-based budgeting, FIRE, net worth, most calculators — all free, no card, no countdown. Paid is here when your finances ask for more: multiple properties, partner accounts, scenario modelling, and AI categorisation across the months you'd rather not categorise by hand.
Free
Schedule, budget, FIRE, net worth, and most calculators. Manual entry, no card.
- Schedule + recurring
- Net worth + FIRE timeline
- Most AU calculators
- JSON export
Paid
AI categorisation, weekly insights, the deeper calculator views, and higher household limits.
- Everything in Free
- AI auto-categorisation + insights
- Mortgage offset — advanced + scenarios
- Cross-tool connectivity
Common questions.
Start tracking in 5 minutes.
Free forever tier. No credit card. Sign up, add an income schedule, see the months ahead.